Umrah Agency Website ATOL and CAA Disclosure Rules (UK, 2026)
Quick answer
A UK Umrah or Hajj agency selling flights plus accommodation as a package must hold an ATOL, display the ATOL logo with the licence number on every page, provide an ATOL Certificate at the point of payment, and comply with the Package Travel Regulations 2018 on pre contractual information. The CAA actively checks agency websites.
When ATOL is required for Umrah and Hajj agencies
If you sell a flight plus at least one other travel service (accommodation, transfers, car hire) as one price or one linked booking, that is a 'package' under UK law and you almost certainly need an ATOL.
Selling flights only, on an IATA licence, sits outside ATOL. Selling accommodation only sits outside ATOL. The moment you package the flight with a Makkah hotel and quote one price, ATOL applies.
What must appear on the website
- The ATOL logo with your licence number, visible in the footer on every page.
- A dedicated 'Financial protection' or 'ATOL' page that explains what ATOL protects and what it does not.
- Reference to the ATOL Certificate being issued at the point of payment.
- Company registered name, company number, VAT number, and registered office.
Package Travel Regulations 2018
Beyond ATOL, the Package Travel Regulations 2018 require you to give the traveller specific pre contractual information before they book, on the website and in the booking flow.
- Main characteristics of the travel services (dates, transport class, accommodation category).
- Total price including all mandatory fees.
- Payment arrangements and cancellation terms.
- Passport, visa, and health requirements including Saudi visa specifics.
- Insolvency protection details (your ATOL number).
- General information on climate, and specific information for the destination.
The Saudi visa and Nusuk complication
Nusuk and the Saudi Umrah visa system change frequently. The site should state which service you provide (visa assistance, invitation letter, full package), and should reference the current Nusuk process rather than a specific step by step that goes out of date within a year.
How we handle this on client sites
On our care plan for UK Umrah agencies we lock the ATOL badge into the template footer, keep the Financial Protection page under version control, and review the Package Travel disclosures every quarter. When Nusuk changes, we update the visa page across the site in one edit rather than chasing each package page.
Common questions
Do I need ATOL if I only sell Umrah visas?+
No. Visa services alone do not trigger ATOL. The moment you combine a flight with any other service, it likely does.
Can I use my supplier's ATOL?+
Only if you have a written franchise or agent agreement in place and you clearly disclose that on the website.
Want this handled for you?
Book a call and we will review your site before recommending anything.